Understand your credit
View credit information, monitor changes and use a simulator to explore how certain financial decisions could affect your credit profile.
Your homeownership command center
Get ready before the house finds you.
The Edge Loan Advisor gives you a private, guided place to understand your finances, strengthen mortgage readiness and move toward homeownership at your pace.
One app. A clearer path.
See your homeownership plan in one place.
From property and equity insights to monthly-payment planning, personalized action steps and credit monitoring, Edge Loan Advisor keeps the details that shape your mortgage readiness easy to see and act on.
Built for the journey
More than a credit score.
Homeownership readiness is a combination of credit, cash flow, savings, debt and timing. The Edge Loan Advisor helps bring those pieces together in one customer-controlled experience.
See your financial picture
Connect permissioned financial accounts to create a consolidated view of balances, transactions, debts and financial activity.
Budget with purpose
Review spending patterns, build a practical budget and identify room for down-payment, closing-cost and emergency savings.
Create savings goals
Set trackable goals for cash to close and other priorities, then monitor progress as your homebuying plan develops.
Track mortgage readiness
Receive a personalized view of where you stand and potential actions related to credit, savings and debt-to-income readiness.
Move into action
Explore affordability, search for homes and securely share selected information or documents with Marc when you are ready.
How it works
Your plan. Your pace. Your data.
- 01
Create your private account
Use Marc’s personal enrollment link to open your Edge Loan Advisor experience.
- 02
Choose your goals
Tell the tool whether you are preparing to buy, improving financial fitness or managing an existing home.
- 03
Connect only what you choose
You control the information and accounts you connect, and you decide what to share.
- 04
Use the action plan
Work through personalized recommendations and connect with Marc when professional mortgage guidance becomes useful.
A stronger starting point
Build readiness before pressure enters the process.
Whether you plan to buy in a few months or a few years, the best time to understand the path is before you need a preapproval.
About the tool
Edge Loan Advisor is a white-labeled financial-fitness and mortgage-readiness experience powered by FinLocker and sponsored by Edge Home Finance, LLC. Enrollment does not constitute a mortgage application, credit decision, prequalification, preapproval or commitment to lend. Tool features, data sources and availability may change and are subject to FinLocker’s terms and privacy practices. Any affordability or readiness result is educational and should be reviewed with a licensed mortgage professional.
Learn about the FinLocker platform ↗